The 5 Benefits of Owning Phone Insurance

When you want to be sure that you are able to protect your expensive investments, insurance is the name of the game. Since you are aware of the importance of insurance in so many different areas of your life, why should acquiring phone insurance be any different? You will need to do all that you can to get your hands on a plan that will protect your phone from damage, theft and more. Mobile phones and similar devices are becoming more increasingly expensive throughout the years, which is why it is so crucial that you back up this purchase with an insurance plan that will suit you.

Benefit #1: A Phone Insurance Plan Allows You To Pay Less Out Of Pocket

When you decide to get an insurance plan on your phone, you can all but guarantee that you will be saving money in the long run. These insurance plans make it much easier to hedge your bets and allow you to pay far less out-of-pocket if you need to get your phone fixed or replaced. In many situations, if you did not have insurance, you will have to pay the full price for a phone outside of a contract, which can cost several hundred pounds. To prevent this, you should instead paid a small amount of money every single month in order to better protect your phone.

Benefit #2: You Can Often Get A Replacement Phone That Day

Whether you are given a loaner phone or a fresh new phone replacement with no questions asked, an insurance plan makes sure that you can often get a phone replacement the same day that it breaks. Insurance providers understand that things happen with a phone and that you also need to always have access to one throughout the course of your business and personal life. It is for this reason that they work so hard to get you back up and communicating with a replacement phone, no matter the circumstances.Touch Screen Smart Phone In Action

Benefit #3: These Plans Allow You To Replace And Protect Your Phone In A Number Of Different Circumstances

One of the perks of getting phone insurance is that they cover you for pretty much anything. Most providers have plan options that will let you get a new phone or a phone repair if you crack your screen, experienced water damage, lose your phone, have it stolen or deal with pesky hardware or software issues. You can tailor your insurance plan to any circumstance that you are concerned with, so that you always have the proper amount of coverage to rectify whatever issue arises. Because insurance plans are able to cover you for virtually any mishap that takes place, investing in such a plan is a sure bet for any mobile phone owner.

Benefit #4: You Will Be Able To Get Expensive Repairs At A Fraction Of The Cost

While many people focus on replacement, you can also never understate how valuable insurance cover phone repairs can be. Mobile phone repair is expensive business, except when you have a phone insurance coverage plan that will pay for it. In many situations, you will need to locate a part or a professional who knows how to fix the phone. With an insurance plan, this is never a problem.

Benefit #5: An Insurance Plan Often Lets You Upgrade Your Mobile Phone while Still Under A Plan

Sometimes, breaking or losing a phone can actually work out in your favor. Because technology quickly becomes obsolete, you may end up breaking or losing a phone that is no longer in production. When this happens, insurance providers and mobile phone providers will often gladly upgrade you to a newer version.

As you can see, there are a number of different reasons that you will want to invest your money in an insurance plan that will be useful to you. By taking advantage of an insurance plan for your phone, you will be able to reap these benefits and then some. To make sure that this becomes a reality for you, follow these tips and take advantage of them to the best of your ability so that you protect your phone.

All About Gadget Insurance UK – What Are Your Options?

If you are wondering about gadget insurance UK, you should know that you actually have many choices here. In other words, there are many companies based in the United Kingdom that provide that all-important gadget insurance. In this article, we are going to tell you more about gadget insurance UK, how they work and what you need to make a claim.

Gadget insurance includes all electronic gadgets including tablets, iPhones and, android phones. They do not cover laptops and desktop computers. If you need insurance for your laptop or desktop computer, their companies that provide this type of insurance.

If you are like most people, you are probably wondering why you should get gadget insurance. After all, at the end of the day, it is really nothing more than an extra cost that gives no tangible return on your investment. Well, we are here to tell you that you absolutely need to get insurance for your gadget. Why? Because it is cheaper than having to replace it from out of your own pocket.

The average policy in the United Kingdom costs seven pounds per month for an iPhone 7. Imagine if you lost your device through theft or carelessness, or witness its damage, can you imagine how much it would cost you to replace your unit? And even if your phone was only damaged, it will still cost you a lot of money. With smartphones costing upwards of 500 pounds, you can’t afford not to have your own device insured.

Apple Smart Watch GadgetBut how does gadget insurance work? It works this way: With a policy in place, your gadget will be covered. Standard plans cover accidental damage, liquid damage, theft, and breakdown. There are plans out there that offer additional features in their standard plan, like worldwide coverage for 60 days and insurance against unauthorized calls. If you need to make a claim, you have to download the appropriate form.

You have to report any incident that may result in a claim 48 hours after it happens. In cases of theft, you need to report to the Police and get a crime reference number and for lost phones, you need to get a lost property number to support your claim. You will need to fill out a claim form in detail, and you will also need to provide information on any insurance policy (aside from the gadget insurance you already have), warranty, guarantee or contract. This could be household insurance or any other form of insurance. If you provide the details, you could get a claim from the insurer of the third-party insurance you have.

When you submit your claim, it will be assessed for any excess fees, which you need to pay before your claim can be paid.

The process of making a claim for your gadget insurance is pretty straightforward. If you need help, though, you should contact your insurance company and talk to a representative.

As we said before, there are many insurers based in the United Kingdom that provide gadget insurance. We are NOT going to recommend any particular names, however, we are going to tell you that, no matter, what you do, make sure you to compare at least three different plans by different insurers.

We really do not need to tell you, but not all insurers are created alike, and while they may offer more or less the same thing, there are insurers that offer something more. For example, while worldwide coverage is not usually offered in a standard plan, there are insurance companies that offer it even in their basic plans.

When it comes to the actual comparison of insurance plans, you do not need to go to different insurance company websites, get a quote and compare them manually. No, there are many websites out there that offer free insurance quotes, and the only thing you need to do is to click on the device you want to be insured. The website will then search its database for a list of gadget insurance UKĀ  insurers that match your criteria. The good thing about it is that they often offer an apples-to-apples comparison, which is something that you can readily see when the results are generated.